Financing

Methods of payment

Bank transfer – payment is made at a bank or post office. Payment confirmation slip must be presented at the time of enrollment.

One installment – if the payment will be made at one time. A copy of the payment confirmation must be presented at the time of enrollment.

In more than one installment – the first payment must be made before enrollment. A copy of the payment confirmation for the first payment must be presented at the time of enrollment. The amount to be paid in the remaining installments shall be determined by an annex to the Student Agreement on Payment of Tuition which will be signed by the individual responsible for payment of the tuition and by ZSEM. If a student opts for this payment method, then the individual who will be making the tuition payments must accompany the student at the time of enrollment.

Credit cards – payment shall be made via the Internet. For any assistance, please contact our Accounting Office at [email protected].  Payments by credit card can be done at our Accounting Office located at Jandrićeva 12, however, please make an appointment in advance by calling 01/2316-765.

• American Express – 12 installments without interest
• Diners – 12 installments without interest
• Visa, Maestro, Mastercard

Legal entity (company) – a representative, or signee from a legal entity, must accompany the student at the time of enrollment for the purpose of signing the annex to the Agreement. If the tuition payment payer is a legal entity, then payment can be made in more than one installment (maximum of 3 installments).

The authorized signee for the legal entity must bring:

• seal
• copy of registration of company at the Commercial Court
• notification of business entity classification according to the National Classification of Activities (NKD) of the Central Bureau of Statistics
• blank debenture certified by a notary public

Student loans – ZSEM has agreements with local banks which offer ZSEM students loans with very favorable loan term conditions, i.e. no financial burden during study. Additionally, students are given a grace period of 12 months after graduation before repayment must begin. The repayment period is limited to up to 10 years. Students will need a Letter of Acceptance from ZSEM, which is issued by the Student Services office (referada) in order to apply for a student loan.

Favorable student loans includes:

 

Erste –   General information – education loan for the students at ZSEM

Zagrebačka Banka – Education loan

Zaba – an example of a calculation

PBZ – PBZ Educa loans

 

For all other information, please contact the marketing office.